IT is a comprehensive package insurance policy . As life is full of significant chapters our products’ too match with your need. There are 7 sections –protecting your building, furniture fixtures and its contents, Jewellery & Ornaments, TV, Fridge, Washing Machine, PC even Family’s Personal Accident and Health – all in one Policy. Not to remember different dates of renewal- single date renewal for all risks-so no fear of policy lapsing.
You can enjoy sectional relief on premium by opting exceeding 4 sections .
| Sections |
Max. Sum Insured Optionable (Rs.) |
Guards You Against |
Building FurnitureFixtures
|
35,00000 |
- Fire, Lighting, Explosion of gas in domestic Appliances.
- Aircraft or articles dropped there from.
- Earthquake, Fire and/or Shock, subsidence and Landside (including Rockslide) damage.
- Flood Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado or Cyclone.
- Impact damage.
- Theft and Burglary
|
| House Hold Goods |
5,00000 |
Same as above |
| Jewelery and Ornaments |
1,00000 |
Loss or damage to jewellery and valuables caused by Accident or Misfortune whilst kept in the house. |
| Television Set |
Actual Value |
- Fire, lightning, explosion of gas in domestic appliances,
- Aircraft or articles dropped there from
- Flood, Inundation, Typhoon, Storm, Tempest,
- Hurricane, Tornado and Cyclone.
- Earthquake fire and/or shock.
- Burglary and/or house breaking or theft.
- Accidental external means
- Mechanical or Electrical breakdown.
|
| Computer Set |
Actual Value |
Any unforeseen sudden physical loss or damage due to any cause other than those specifically excluded, sustained during the currency of the policy to (i), The electronic equipment installation. (ii) Data carrying material |
| Fridge and Washing Machine |
Actual Value |
Any unforeseen and sudden physical damage caused by and/or solely due to mechanical and/or electrical breakdown of Fridge and Washing Machine |
Personal Accident
Age Limit
5-60 Years
Table I/II/II |
200000 for Self
100000 for Spouse.
50000 for each dependent kid |
Bodily injury resulting solely and directly form Accident caused by external violent and visible means. |
Health
Age Limit
5-60 Years |
50000 to
200000
Plan A - for Individual.
Plan B – for
2 Adults.
Plan C – for
2 adults+1kid
Plan D- for
2 adults+ 2 kids. |
- Entire family of four covered under a single floater sum insured.
- Parents (age upto 60 years) cover is optional.
- Medical Charges incurred, as a result of suffering Illness or Bodily Injury which on the advice of a Medical Practitioner requires Hospitalization; (ii) Pre-hospitalization Medical Charges for a 15 days period immediately preceding the Insured's admission to the Hospital for the illness or Bodily injury; (iii) Post-hospitalization Medical Charges incurred by the Insured for a 30-days period immediately succeeding the Insured's discharge from the Hospital for the illness or Bodily injury, Provided that the entire periods as specified in (ii) and (iii) above fall within the Period of Insurance.*
- Pre-existing disease would be covered after 4 continuous claim free year.
|
* VAT Applicable. # Coverage for parents is optional. 15% Addl. Premium on opted PLAN for Parents. 10% addl. Premium applicable either father or mother is opted.
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