General insurance made easy for you.
Learning zone is an attempt to help you understand some basic concepts of general insurance in order to help you identify your insurance needs and to facilitate your decision making process. General Insurance is all about protecting / covering yourself against all kind of insurable risks.
Our endeavour is to provide you conceptual knowledge on general insurance products – health insurance, motor insurance, travel insurance – to empower you to take a final decision. We have touched upon topics like why you should insure, how much insurance you need, the policies that suit you best, points to ponder while reading the fine print, identify your insurance needs etc. This is a sincere attempt to take you through the basics and to unravel the complexities of general insurance.
Every human being is exposed to various health hazards. Medical emergency can strike anyone without warning inadequate facilities in government hospitals, moreover Private hospitals are too expensive Medicines have become quiet expensive Diagnostic charges are beyond common man’s reach Specialists come at a price Health risk is a personal risk, which could arise from various factors viz.
- Physical condition
- Psychological condition
- Accident related
- Occupational related
- Environment related
- Life style related and
- Travel related
What is the kind of medical emergency that can strike?
A medical emergency can be
- Medical illness
- Injury / Accident
- Major illness
What impact will a medical emergency have on you and your family?
A medical emergency can result in the following:
- Burn a hole in your pocket
- Immediate need for medical aid
- Loss of quality life
- Loss of career options / income
- Disrupt home life
- Cause Mental trauma and incapacitation
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