How to take insurance policy

1. Contact our office nearest to your place of convenience either directly or through an authorised agent.
2. Collect relevant Pre printed Proposal Form.
3. Read and Fill in the Form correctly.
4. Submit the Proposal Form to our Office either directly or through an authorised Agent. Please note that our Agent service can be availed by directly contacting our office concernd through either telephone lines or through E-mail.
5. Some risks may call for pre-acceptance survey. In such cases surveyor will be appointed by our office to estimate the quantum of risk involved and other related matters.
6. Premium estimates will be given to the Proposer through our Computerised Offices.
7. Premium to be paid in full by the proposer.
8. Policy will be issued to our customer either directly on request or through registered post.
   
   

How to lodge a claim ?

1. After the occurrence of a loss normally intimation to be given to the Policy issuing office immediately.
2. Above step will be preceded by lodging a FIR to the nearest Police Station , in case the loss has occurred due to any cause like Fire, Burglary, Theft, Damage to third party, Accident etc., i.e. for any reason other than Act of God Peril e.g. Flood, Earthquake, inundation etc.
3. Collect relevant claim form.
4. Fill up the claim form correctly after reading it thoroughly.
5. Submit claim form to the Policy issuing office either directly or by an authorised Agent along with documents required /asked for, such as Police Reports, Doctors Prescriptions, Reports of Pathological tests, Cash Memos from the Chemists Shop for the medicine purchased, Admission and Discharge Certificates, Receipts from Surgeon, Doctors etc. as the case may be.
6. The Policy issuing office may appoint Surveyor/ Loss Assessor or may refer the case to panel Doctors, if necessary.
7. Claim is finally settled by the Policy issuing office and payment is made to the Policy holder as a full and final settlement of claim.
8. Please note in some cases provisional payment is also made to the Policy holder pending the final processing of the claim, depending on the merits of the case.
9. The above list is not exhaustive but only indicative. Further details can be ascertained from the nearest office
   
   

Look Before you Drive

Cars, for most people are carriers of goods and passengers from Point A to Point B. While some cars occupy a special position in the lives of many, and even come across as status symbols, one universal truth is – that cars have to be maintained and kept in the best condition, to ensure that there are no hassles on the way.
Here’s how you can make sure you are on the driving Seat – and out of trouble on the roads.

A Five Minute Check
When filling up with fuel, check tyre pressures at the same time. The correct pressure will help performance and safety. Don't forget the spare tyre, either

Get into the habit of checking the battery's water levels and engine coolant along with the windscreen wash.

Monthly Checks:

• Check the oil in the engine.
• Keep your car clean so you can spot any rust patches which will need treating.
• Check the grip on your tyres and look out for uneven wear - a sign of suspension problems or wheels out of alignment.

While going on a long journey:

• Check all lights
• Inflate tyres to the correct pressure if you're carrying an extra load.
• Check oil, brake fluid and windscreen wash. If they're low, top them up.

To cover the Risk beyound your control click here